Many Realtors will suggest purchasing a property using a FHA Loan, to reduce your out of pocket money.

I suggest contacting an RE attorney who can assess your options.

In your case I suggest a passive, low risk options like government backed CDs.good luck

With now being a weekend, and going on Christmas week, what would you suggest i do?

We plan on buying in Columbia sc and im thinking of buying property near the hospitals and college and renting to collage studies and short turn nurse rental. 

Thoughts and suggestions or too complex and take the hit on capital gains tax as I sell my rentals?

If the numbers aren't there yet, I'd suggest focus on growing your income, look into house hacking as previously suggested, or consider partnering with other investors who can qualify for the loans.

I don't know anyone personally in Topeka, but the banks I'd suggest you reach out to first are CrossFirst, CoreFirst, and Emprise.

Study the market.

Thank you for your wonderful suggestions.