Not one of those stiff, robotic and very procedural presentations but something that comes off as relaxed but very informative.

I think I have created a monster.

And the 4th bedroom ending up for guests as we each have big families who sometime visit LA from east coast, etc.But this year we are behind on bills so we broadened to offering each/both room for single occupancy on the dreaded CL and other sites.I'm shocked that most of the callers we have gotten so far, rather than have questions about the rooms, are actually so far just ones that go straight into stating that they do not meet our listed description/requirements (ie, male owners looking male roommates) but 'here's why you cannot refuse considering us anyway.." followed by robotically reading some script/quote such as from the NHA, FHA or ADA. 

I don’t know if moving these properties into something larger is smarter or just focusing on this monster HELOC?

The TV's are not the expense, the cable/satellite companies are the real monsters. 

We do a ton of work to find off-market deals that are cash-flow monsters, and reasonable CAP rates.

Jerryll Noorden You say here that you started with zero money, but your website says you are an ex robotics scientist that worked with NASA.http://www.webuyhousesinconnecticut.com/about-us/

I know it is easy to pretend banks can be big bad monsters and seemingly they hold all the cards but that is not entirely true.

I also got my first batch of yellow letters out in the mail today so HELL YEA I'm pumped like a drank 10 Monsters.

This guy has a full duplex listed for 25k and is talking about how it is, and I quote, a "CASH FLOW MONSTER".