You might see some great deals on this if you are looking to get a Spring Compatible iphoneRecommendation: BuySome Other Healthy Performing StocksAmerican Express (up 10%)Chevron (up 15%) Duhh....Oil Stocks!!!

Been trading oil futures via QM and CL for years now.

Putting your money into a secured and guaranteed bond is investing, but then again some would say so is trading oil futures.

You get all the facilities of the "big cities" without the hassles (e.g. traffic).

The direct subway stations areas haven"t changed much but the city has put forward a plan to stimulate construction of some 900 units at one of the stations, and the other one has about 700 units wich will be developped next yearNow the city is starting to build a new City of Knowledge" wich is basically going to be University campuses and Education facilities for a few blocks, and all that is beeing built about 500 meters from my building.

Oil's $130 a barrel if not $200 in two years or less, which puts a crimp in the tourist business.Look out.

A 5% rent increase is not going to cover the 37% increase in heating oil this coming heating season.

My areas of interest are: Multi-family, small scale retail and storage facilities.

I also love horses, art - particularily oil paintings, camping and spending time with with my fiancee!

Property Cost $200,000.00 Repairs Needed $50,000.00 Number Of Units 10 AVG Rent Per Unit $475.00 Gross Schedule Income $4,750.00 Vacancy Allowance 10% $475.00 Gross Operating Income $4,275.00 Less Operating Expenses Accounting $25.00 0.58% Advertising 0.00% Insurance $125.00 2.92% Lawn / Snow $- 0.00% Repairs $85.50 2.00% **Since i guess high for repairs, i lowered this down to 2% Monthly Taxes $458.33 10.72% *** Renter pays Utilities Electric $- 0.00% Gas $- 0.00% Fuel Oil $- 0.00% Water / waste $- 0.00% Total Operating Expense $693.83 16.23% Net Operating Income $- 0.00% Property Cost With Repairs $250,000.00 25% Down $62,500.00 Additional Cash Down $- Remaining Balance $187,500.00 Gross Operating Income $4,275.00 Monthly Mortgage $1,875.00 Total Operating Expense $693.83 Monthly Profit $1,706.17 36% profit My formula always shoots higher on the cost to protect me.