These platforms offer opportunities to connect with private money lenders and other financial professionals.Online Lending Platforms: Websites like this one or Connected Investors provide a network of private lenders and resources to help you find suitable financing options. 

Quote from @Patricia Steiner: There are several lenders who offer low/no closing cost options for first time homebuyers.

@Ana Escudero Property insurance renewals have been challenging the past few years, but there’s some stability with carriers heading into 2025.

My monthly payments (mortgage, insurance, taxes) are roughly $3,600, leaving me netting about $4,600/month.I have four years left until military retirement, after which I’ll have a pension, some disability income, and rental income from this property.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Or, they flip homes, they are agents, they offer client remodel work, etc, so not specifically flippers but dabble in a lot of real estate related areas.Or, the full timers that started as flippers have since moved into new construction work more than flipping. 

Sellers had multiple "accepted" offers and all were placed in interpleader accounts. 

How much of a credit do they offer at closing to cover the servicing fee?

You can offer to buy the upstairs residents an area rug, but I wouldn't force it on them.   

Financing can make a big difference, and local lenders who understand house hacking and multi-family investing can sometimes offer more flexibility than big banks.