We answer any questions you may have so you can make an informed decision on whether to work with us.Again, my apologies for the bad experience you had!

Many lenders offer options for owner-occupied financing on 2-4 unit properties, which could be a great fit for you.Long-Term Vision: Since you’re already in a mentorship program for multifamily syndications, keep that long-term goal in mind as you make decisions.

Welcome to Bigger Pockets, and congratulations on your decision to invest in real estate!

Doing your homework is key to making smart investment decisions.

When the calculator is more of the decision-maker than you on your first one, I think the balance is off.

While reading your experiences and thoughts, I saw I would be making the same decisions (and then I saw why they were wrong).

How do current market conditions influence your decision to flip or hold?

If the appreciation and rent growth lag inflation, the value and income of this property are actually decreasing.Below is a decision tree I created which I hope will provide some guidance.

You should have a pretty decent idea of what homes are worth/what places are renting for and you can make an educated decision from there.

Personally a cash-out refi could help me get more quickly into all-cash BRRRs or a REI venture in Spain, however I don't know to what extent this is at the expense of rental cash flows, and what is the wiser decision long term.I've combed through posts online and looked for Excel templates to run some calcs and get a sense, but nothing really filled the void...