Similarly, if you put several Class D tenants in a Class A 4-plex, what do you think will happen to the property?

If the property can service the debt at 90% leverage between a senior 1st and the seller second, you're looking at a good investment!

Location and desirability are two major factors in the success of an investment property.

So, I focused on markets where I could actually find properties within that price range.

I've invested in two of the properties going into the fund and two others.

Some people may go higher end, but naturally it depends on the property and neighborhood.

So, we bought the property 2 years ago, based on the valuation of the property considering income from 6 units.The sale deeds (from 2018- 3 sales) I could get from the City and the property tax statements (2023,2024) show that the property is zoned as 411 (apartments).

I've got properties in (2) towns currently that are around 10k people in each town.

But a really good property, for what you can afford, in a good location like Charleston and wait. 

Access to Cash Value: A properly structured permanent life insurance policy (like an IUL or whole life) can build cash value that you can borrow against for property acquisitions, renovations, or even as a safety net during market downturns. 2.