I drove down, had utilities transferred in my name, called the tenant directly (she called back when I left a message saying I'm the owner standing in her unit taking pictures and ready to sue if there were frozen pipes). 

Will start next year (frozen ground)!

It isn't just the amount of rain, but how long the rain lasts and if the ground is already saturated (or frozen) and can't hold any more water. 

For example: clogged drains, broken doors and windows, screens, disabled or detached smoke detectors, fire extinguishers, frozen pipes resulting from keeping the heat in the Premises too low during cold weather, overloaded circuits, damaged greenery and foliage, and other damages to the Premises that are caused by the Tenants or their guests/permitees/invitees shall be charged to the Tenant.

Not so with the HELOC.Lastly, is the risk of a HELOC being frozen by the bank really a big issue?

Navigating the real estate info-education world of charlatans and snake-oil salesmen, my goal was to find the folks who were actually teaching and learning by doing.My search eventually introduced me to working class New Yorkers like Eli and Marina, who, seeking a better life through passive income, created the Syracuse Connection which focused on buying property in the frozen tundra of upstate New York.Some believed Syracuse had a promising future as a city looking to reinvent itself.

It was at this point, I made one of the best decisions of my investment career; I decided to leave the frozen tundra of Syracuse in order to relocate to the greener pastures Augusta, GA.

Some examples of good reasons include:* Evidence that the borrower obtained the HELOC fraudulently* A documented poor repayment history* A decline in the value of the property used to secure the loanIf you were relying on the line of credit as your primary source of funds, and the line gets frozen, you may need access to other funds to finish your rehab project. 

Check your local laws, CLOSELY, but I would consider 5 degrees/no heat an emergency, and would take ALL measures necessary, with witnesses, to protect my property. this would include draining the waterlines and entering the unit to blow the lines down if they are not frozen already, and putting antifreeze in the toilets.

One of my protégés had some items frozen together.