I know how much of a relief it is to be able to have confidence when referring my clients to another agent out of state, and I want to build that confidence with you and provide excellent service for your clients.Please feel free to reach out to me and we can talk some more.

Some lenders may still offer 10% down, but they might require strong compensating factors such as excellent credit, higher reserves, or a low debt-to-income (DTI) ratio.The requirement for 12 months of reserves is common with jumbo loans right now, especially in Southern California, where property values are high.2.

I'm starting out and have one investor in particular that has paid cash and had excellent outcomes thus far.

This project reaffirmed that smart, targeted renovations deliver excellent returns without overextending.

I'm having trouble figuring out how to do this in excel.

But, unless you’ve got a unique situation or tremendous wealth, like enough to trigger an inheritance tax, it MAY fit your needs at a very reasonable cost. 

Michael makes some excellent points here.

Lots of RE are watching this market and seeing what not to do.2)  Median income is an excellent metric to use.

Reaching out to local housing authorities, community development offices, and financial institutions can help you identify which programs best fit your needs.

A few quick tips:Run your numbers – Flip for a profit by factoring in renovation costs, holding costs, and market trends in the area.Line up financing early – If you're using a VA loan, it's great for long-term holds, but for a flip, hard money or private lenders might fit better.Build your team – Lean on your local contacts (family, friends, or contractors) to be your boots on the ground.