Also if I was cosigning I would have a separate agreement with this person to make sure I could easily take every asset they have in case this loan defaults. 

If so then  each real estate asset class has different risks. 

IMO, this combination of lower NOI growth and increasing interest rates will not only cause cap rates to expand / values to decline... it will also make it more difficult for owners to refinance, even out of "safe" long term fixed rate permanent debt.Personally I would not want to own leveraged multifamily assets now for this reason.  

I know a lot of our members who have assets in the market.All the bestGino

Here are the numbers:Property 1:Purchase Price - 130k Current Zillow Estimate - 166kLoan Remaining - 100KCurrent Interest Rate - 5%If Refi - 6.38%Obviously at higher interest rate my EMI is gonna increase , but at same time I am adding an additional asset which would cashflow as well.

They teach you how to raise capital from LPs while the GPs who are not required to incur debt manage the asset.

However, it does demand solid digital marketing expertise to see positive results.

@Kevin Orellana do you like the asset; is it in a neighborhood that you are proud to own it, do you see it continuing to be a desirable place to live? 

Portfolio loans, asset-based lenders, and home equity lines of credit are all alternatives to traditional borrowing.

Principal paydown is not an expense...it's just paying the cost of the asset over time.