That is a bold-faced lie in the world of lending and that individual does not have your best interests in mind.

I agree with the downturn sentiment but I don't really have any evidence to base it on, so I am just building capital until a) the market corrects itself (which is not likely to affect my market very much anyway) or b) I have enough money to pull the trigger on something.In any event, the numbers don't lie.

So, you're now becoming happy to outright lie on your signed NDA? 

In the worst case, they will give you only a pro-forma (i.e. wishful thinking and lies.)

A week later we signed , He said that he picked mine because I didnt lie to him , or try to BS him .

I'm not going to lie, I'm not sure that blogging is my thing right at this point, but I have been telling people about what I've been doing. 

that the #'s don't lie and eventually my timing would be a day earlier as opposed to a day late. 

Old couches were tossed over the back deck railings, breaking them and then left lying in the back yard. 

@Dave MosherYou should not lie on a tax return in hopes of qualifying for a larger loan/mortgage.

I guess the question is sort of a "chicken and egg" discussion.