You can answer the question by simply looking at your last 10 or 15 residential projects (regardless of the subtle variances) to see what you quoted each customer (if adjusted to a cost plaus basis) and determine average total labor (or any other non materials) cost on a per sq ft basis.

@Ahmad MooreIt sounds like for the DSCR, either ratio was caused the adjustment, or the appraisal came in too low. 

For those wondering, the 3-day notice took longer than anticipated as we are out of town and the tenant refused to accept the certified mail we sent.

I thought owner occupied loans are supposed be lower interest rates then non-owner occupied loans or DSCR loans also, I asked the lender if she could adjust the purchase price to $750,000 to see if that would lower the interest rate and the interest rate actually went up to 8.625% and pay 0.353 points I'm thinking I should find a mortgage broker that can quote me with multiple lenders to shop the rate and loan costs instead of a direct lender Thank you for the help!

Maybe I need to adjust the messaging because I am trying to buy the house. 

door frame adjustments and other issues$7800  for flooring 1,900 sq feet $4100 for  install$1,000- 2000 for dry wall  based on quotesTotal -  Approx $27,000Considering a quote from Olshan  for a "full -tilt"  repair was   $93,000    ( LOL ), we're happy with the work done.  

You might consider adjusting your rental rate, negotiating with potential tenants, or exploring alternative rental assistance programs that could cover a higher portion of the rent.

They often say that they need the exact address to submit to the adjuster for approval or they want to tour the house before they can decide to rent it.

You'll want to ask for an itemized invoice if they do not adjust downward significantly and plan on spending some money on an attorney to come up with a strategy. 

Helocs aren’t really for long term financing, the rates high and adjustable.