They have a right to face their accuser.  

It sucks having to pay it every month when you have no need for it, but when your house burns down or your basement floods, or someone accuses you of redlining you'll be glad to have a team to help you and documentation to support you. 

I'm trying to keep this bland so I'm not accused of self-promotion. 

To those who disagree with the op, theyve been accused of being misogynistic, racist, blaming politicians for faking crime rates.   

He was very suspicious of me and accused me of missleading him or not telling him the full story - reflecting on it, that's probably the reason I am upset.

Stick to your application requirements to avoid potentially being accused of violating fair housing laws.

If Charlie uses a mortgage loan originator (MLO) would that put predatory lending accusations on the MLO?

they just pre-approved me over the phone, which already has me skeptical, considering theyre the 6th or so private/hard lender i've talked to, the rest having turned me down. granted, i only am asking for pre-approval for an $80k purchase price, and they said they can approve me for the hard money short term loan, and then once a house is under contract and meets their purchase criteria, they can simultaneously approve me for a long term loan. i checked online and their reviews are pretty abysmal, but also, there are only a handful per year, and Yelp Syndrome is a thing: the majority of time no one will give a positive review when things go well, but if things go bad, people tend to leave scathing, emotional reviews. haha. which kind of seems to be the case. also, assuming they did even a hundred loans last year, or less than 10/mo, thats a 4% negative outcome. not a bad risk...what they're accusing z e u s of though (excessive undisclosed fees, mean/hateful management, etc) is pretty serious, and it would certainly defer from working with them if it was true. any help would be much appreciated. all the best, dan

I don't want accusations of sexual harassment coming back to me.I had a difficult tenant two years ago so I recorded all my interactions.

Sounds to me like you could end up in a situation where someone accuses you of running foul of your fiduciary responsibilities to your clients.