So depending on how many toys & personal autos you have, it is possible you could buy $2mil umbrella for $150-$200 per year. 

I am also toying with the idea to sub out the work myself to decrease the cost and serve as a learning experience.

If you set up a property, you would set Setting #14 in the property screen to block all partial payments and Setting #18 to Yes for both options.- Credit Cards: We do offer this option but you are correct that it typically isn't feasible unless you are processing a few card payments per month. 

I have toyed with using Creekview realty or some other flat fee realty next vacancy to get MLS exposure and see if I get higher quality tenants, but recently our market is hot and I have gotten tenants who actually want my neighborhood  to remain in the same schools, which is my favorite reason to hear and has always worked out for me.  

It's about knowing how to toy around with things to make it so you get the best result possible.We have a LLC and my partner was confident that I could handle doing the LLC taxes on my own via TurboTax after he heard the price of a CPA.

My other two investors are entering retirement age and are excited by the prospect of selling now, understandably.I'd always toyed with the idea of finding investors to develop the property myself and building luxury condos or something on site, as the location is ideal.

Corey,I have been toying with the idea of getting my real estate license online as well.

Insist that be your toy to enjoy. 

Ditto kids and their piles of unused toys.Formal dining rooms and "bonus" spaces are so last century.Where we once chose to test the limits of the planet's resources by (quote the pope here) "breeding like rabbits," we now limit our offspring and thus need fewer bedrooms.Where most of us once had giant SUVs taking up space in a big garage so that we could burn expensive fuel and hours of each day commuting into downtown from the 'burbs (the only place where we could fit all of these toys), we now own bicycles, bus passes and own/share sensible small electric vehicles...

Yes, you need an MO in Cali, there might be an attorney willing to do it, but they really aren'y finance types, but then here, an attorney is qualified to do anything, I think they can do brain surgery if they want to. Yes