what type of online rent collection do you use?

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fyi not sure what catagory to post this:

Im trying to pick an online rent collection company to go with. I went through a list I found on biggerpockets

http://www.biggerpockets.com/rei/pay-rent-online-p...

and the closest match for what im wanting appears to be erentpayment.com anyone have any experience using them?

im looking for the following:

- allows auto payment set up

- costs $5 or less per month

- can set up where partial payments are not allowed 

- auto adds the late fee at specified date, AND renter cannot pay less then full rent with late fee after that date ( not sure if erentpayment.com has this, doesn't look like any companies offer it though) 

- can accept credit cards for a small convenience fee to the renter. (erentpayment makes you set up a whole merchant account and just doesn't seem practical unless you have allot of doors)

- sends auto reminders to renters when rent is late, maybe even auto phone calls? that would be great

out of the 13 companies i found on a biggerpockets blog list, erentpayment is the closest to the above and charges $3/transaction but doesn't seem convenient as the others with taking credit cards and not sure about the late fee item are my biggest reservations on going with them. 

any recommendations that hit all the items better? ideally something that is related to biggerpockets smartmove, sounds like that is a pretty decent tenant screening from the reviews