Now, it took me many years and a lot of real estate trading to get to this place with my bank, but that is why I highly recommend that RE investors work hard and finding and nurturing a local banking relationship.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I would recommend against being the GC unless you are confident of doing more than one effort.  

Personally, I advocate for a long-term investment strategy and would recommend investing the funds, provided you are comfortable with the expected return on investment over time.

I did it, because I had no choice, but I would not recommend it.The pictures below are all (young me) me, including the guy inside the septic system.

The other challenge is selling it, there is a smaller buyer pool for hospitality in a small market but that was known going in Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Water is a lienable utility here so I would minimize putting the bill in the tenant's hands unless you're certain that it will be paid.If you need a plumber in the Wilkes-Barre area I'd recommend Billy Smith of No B.S.

In your case of a fourplex, option 2 should get you a better deal.I would also agree with Bill on how the number of units may not correlate with the value of the property unless it is a large multifamily complex, and sometimes a fourplex or several single family houses would give you better returns. 100% We always recommend conventional first until you can no longer qualify for those. 

I wouldn't recommend an ADU and take that money and invest it where you can pull capital out faster. you can do much better.

If you're concerned about whether the rates match what was rented, we recommend asking your property management company if they can provide access to the booking details.