For products catering to the middle/upper-middle class, you're not going to find such low-hanging fruit in any major market. 

It is a C class building - good and nice location for what it is, but primarily caters to lower income residents.

We still have plenty of credit available and we use it on our daily expenses (i.e. food, gas, utilities) in order to gain some of the rewards but it tends to keep our credit available low.

Last year, we actually looked at 2 commercial properties, one pub, one fast food restaurant.

So we are refinancing our owner occupied 4 unit from fha to conventional w/cashout. Now our plan is to purchase a second property and house hack that as well but we’re being told we have to wait for our refi to ‘Seaso...

I'm really just throwing out food for thought.

Very helpful food for thought.

Find a way to work on larger deals, more readily available properties, and clients willing to take less yield.At the bottom of the food chain for price needed to purchase you tend to have wholesalers, then flippers to rehab and resale, then investors holding to rent and cash flow.Regular home buyers and sellers tend to trade at higher price points and more inventory on the market.After awhile then you work up into larger deals.

The property seems to cater to the lower end of the market but attracts some doctors, social workers, and related and unrelated types of businesses.   

The only thing the VA did for research was look at the MLS. food for thought.