University federal credit union 

They focused on renovations that appeal universally.. think updated kitchens and bathrooms - and kept meticulous records of their expenses.

But also Columbia has university of South Carolina and a tier 1 and tier 2 hospital so I would have the option of midterm rentals as well.

President of the Universe could take a while, the other thing will take a few years, but is not that hard. 

Well, there are two colleges nearby, Delta State and Mississippi Valley but they are about the poorest 4-year public universities in the state and most of the people that go to them are from the Delta. 

By your own admission, you are losing money.

I haven’t used them yet but Universal Settlement Services is an investor friendly title company in the state college/altoona area.

Interest rates are pretty universal across country, you are in a high demand, high cost area.  

This other channel has like 5,000 subs and by your own admission it wasn't an actual offer and sounds like the channel would be thrown in with the sale of your real estate team.

Quote from @Kevin Sobilo: @Corey Gelineau, real estate licenses are not universal like that.