.: Decided to try to use Obie on a new acquisition because my traditional insurance doesn’t do new policies in California and the insurance agent recommended by my loan officer just wasn’t working fast enough (CA Fair Plan seems to be at fault) to meet our closing calendar. 

There are not traditional DSCR lenders that would do that.

You will also need about 6 months of reserves deposited in a traditional financial institution rather than a crypto account.The next step is to find the target property and calculate the acquisition costs and costs of construction along with the after-repair value. 

These were mostly pot farm loans that traditional lenders wouldn’t touch.

And could even get a second home loan if doing traditional financing.

Hey @Brandon Toron,Given your plan to turn the property into a short-term rental (STR), you have a few creative ways to push closer to that 90% cash-out goal, even if traditional lenders shy away from it:1. 

The good news is you don't need a specialty loan for a house hack, just a traditional primary home loan.

If you are open to non-traditional methods of financing, you could use a debt service loan to bypass that requirement.

you will not find a cashflowing property at 100% financing whether its with a traditional loan and heloc or whatever the terms. 

Right now, it is incredibly tough to make even a few hundred a month with traditional strategies.