@Rachel H.Sorry, Rachel, we're in territory I know nothing about.

If you plan to originate and sell, to get yields into fair market territory, you'll be discounting your paper, meaning that your margin on the home will need to be high enough to absorb the discount and still produce a better return than just outsourcing the lending process.

We're in a territory where the cap rate is 3-4% and the interest rate is 7-9% , of course the equity would be wiped out.If one fellow has good understanding about how the lending work this problem is very easy to be avoid.

Be very careful - you could get into fraud territory quickly.

, while the more expensive listings (over $3M) are seeing longer days on market, bigger price drops, and inventory starting to pile up (still under 6 months in that category however, which is actually really low for that price point as it typically takes longer to sell higher-end properties, so we're just getting back to normal finally there). 13 months of inventory is full-on buyer's market territory however, that's what I was referring to above in the smokeys convo (a market that I know nothing about hence my question about inventory there, which drives other metrics like list price to sale price ratio, average DOM's, etc.). 

Answer these two questions correctly and — absent any major shocks — the market picture for 2024 starts to come into focus.Real rates have tightened materially into restrictive territory and will weigh on economies through this year and next.

Then factor- in the Temple BAR 'legalese,' UCC and Crown livery "corportization" with their post 1945 UNitization of front facade subsidiary "nation states and territories" (and that there are no more "sovereign countries," save the remaining few still without a PTB "central bank...") and a BIGGER PICTURE 'insight' then begins, to EMERGE.

The growth in newly listed homes dipped, although newly listed homes still remained higher than the previous year.While the housing market is still in the seller’s territory, it is expected to shift in a buyer-friendly direction as mortgage rates resume their decline over the next year and the number of homes for sale increases.

Just make sure you’re not dipping into negative cash flow territory, especially with today’s interest rates.Location, Location, LocationDon’t forget, location plays a massive role in appreciation.

I currently live in Puerto Rico ( US territory).