Why won't normal lending methods work for us?

Now I reach to others far ahead of me before investing in these kinds of syndications. 3.

In the long run, I want to have properties that are producing strong cash flow (eventually would love to own small apartment buildings and syndicate larger deals), but it seems that focusing on cash flow and reinvesting those cash flows will be a slower process than focusing on properties prime for appreciation or with opportunities for forced appreciation.

It may prove they lend but that's about all this list confirms. 

Traditional bank loans can be slow and have strict requirements, while hard money and private lending seem to offer more flexibility.For those who’ve secured funding before, what’s been your experience?

Rumor has it that SC is trying to require state licensure for commercial lending as well.

with some training on how to lend.. hopefully a step up from not knowing what they dont know about lending. 

Investing in a fund like PPR has no UBIT implications unless the IRA is an LP in a syndication but I don’t think that’s what PPR does. 

THEN, I plan to purchase the second home using a FHA or conventional loan (3%-5% down), for which I will likely pay the monthly cost out-of-pocket, maybe with some rental income support if it is a duplex.My concern is, I do not want to spend my savings or weigh down my debt-to-income ratio so much so that I cannot qualify for and pay the down payment and closing for the lending on the second home.Questions: - With the first home being multi-family, 75% of the rental income (or potential rental income initially) will relatively either maintain or boost my debt-to-income ratio from lenders' perspectives, right? 

We have only ever bought residential sfr with conventional financing so commercial lending is totally new to us.