And a few from 0% interest for a year credit card loans too.

We use the AppFolio system that allows for credit card payments, ACH, etc. 

Following Up + More details: @carolineOur utilities were also opened using an LLC but since the power had actually been shut off the problem mostly came from ICE sending someone out to turn it back on plus installing a new style meter (which had to be approved by our HOA but that was another matter entirely and not particularly difficult).Opening a bank account with BCR as an individual is easy and you can get an atm card in about 3 days but you will be limited to holding only a thousand dollars in it.

I wasn’t late on one credit card payment.

I was just about to get my credit card info for the course, when I thought to check BP forums.

@Mark Updegraff guessing the upside of my stock portfolio is definitely the wild card, as its more discretionary investment we went heavy risk with AI / tech with large upsides but also wild swings.

As well as 3 credit cards which so far have not cooperated and synced with Quickbooks which takes some extra time each month.

Pay your vehicle loan, credit cards, etc because in 12 months all of the accounts you pay out of a business checking account will be omitted from your DTI in the future. 

Goal is to have credit cards that you do not use more than 10% of.

The same is true for credit card debt.