I am looking for a basic Back of Napkin version that doesn't get too deep into the weeds initially  Yes it has a back of the napkin version, but here is one too....GPR x Vacancy/ Collections Loss (%) x Expense ration (ie: 40-50%) = NOI / Cap Rate

Right now companies are rationing out their headcount as we speak, hoping a pivot can make them do less.

I can understand your anger and frustration, but this is the time for a methodical, rational approach and follow each step of the law...not rants, threats and anger.

Hi gys -This time I went for loan - I was told the Debt to Income ration has to be under 49%.

Can I rationalize this deal some way, so I can fake myself into thinking a bad deal is a good one.  

This is for the average investor as well, if you can show you don't need a loan, you can probably get 75%, but your debt coverage ration will be going up, so, how rich are you?    

Your yield should reflect that liquidity assuming market participants are rational.

My question is this, does it matter ROI-wise whether we do 50/50, 20/80, or 80/20, assuming no matter what, our debt to net ration is still 50/50?  

Whatever helps you rationalize leaving that cost in there.As far as #1 - you're going to be looking for a while.  

By all means go ahead and evict them on your terms using your rationality.