but careful planning and documentation are essential""...making sure that your wife understands what she needs to do to document her hours and activities."

Would you rather set it and forget it and not need to refi again or rather take advantage of low/no closing costs on this loan and plan to be more aggressive on your rate at the time of your refi?

I was told by another investor that I will run into a seasoning problem, but i don't see how if i don't plan on refinancing.

Quote from @Patrick OHalleran: Hi David - I used HallCPA for a Consulting engagement (about $5k) and found the tax planning support to be very helpful. 

I plan to continue to invest in southwestern Ontario (London, Woodstock, St.

You’re building a thoughtful plan that’s set up for success.

How do you plan on finding your deals?

Sounds like I've got the plan all laid out in front of me. 

I currently live in it as my primary residence but had plans to eventually rent it out and then cash out refi once I reach 20% equity in the property.

Then once it's acquired and/or fixed up you could shop around for long term financing if planning on holding the property rather than flipping it.