Based on my research, several lenders stand out, but I’d appreciate firsthand experiences.Key Considerations:Loan Terms: Fixed rates up to 35 years, interest-only periods (e.g., 10-year interest-only options), and non-recourse structures.Competitive Rates: Recent transactions show rates ranging from 2.69% to 4.65% depending on LTV (55%–80%) and property type.Lender Specialization: Some lenders excel in specific areas:Greystone and Walker & Dunlop lead in Fannie/Freddie volume and large-scale refinancing.Arbor Realty Trust is praised for smaller-balance loans and flexibility.CREFCOA offers streamlined refinancing with 45–60 day closings and cash-out up to 80% LTV.HUD 223(f) loans provide 35-year fixed terms, ideal for stabilized properties.Questions for the Community:Have you worked with lenders like Greystone, Arbor, or Freddie Mac?

So, I started researching the subject.

Quote from @Bella Mcneal: Hello, my name is Bella.

@Marc Zak Using an LLC for each property provides strong liability protection by isolating risks to individual assets, with income and expenses flowing through to your personal taxes on Schedule E.

So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

(Keep in mind there are Fannie Mae maximums on the number of personal loans you can have - which is 10 per person.

Investment properties prove to be more challenging, but not impossible when titled in your own name.  

Have you done any research on where you would like to begin?

If you have, you have put yourself at great personal risk.Again, I recommend you get a lawyer as soon as possible.

Way back when BP started, before we used our real names, a prominent guy on here named Mike in OH said "focus on your ROI, not your door count".