Probably an excess contribution under 4973, but those are very lightly penalized compared to PT's.

Add to it: Some states are serious about registering to do business with out-of-state entities and penalizing failure to do so.

I understand that I would get penalizes 10%, and I would have to pay tax on the money as extra income, but if I find a real estate investment that has a return of 8-9%, I can have the 10% penalty paid back to me on the first year of owning the property and then I can utilize the future returns right away rather then waiting till I'm 62 with 401K. 

I remember reading somewhere to penalize the buyer each time they ask for a concession.

If NYC has the names/addresses of people - then they stand a greater chance of being penalized.From my understanding - NYC has already been penalizing those that the city has been deeming big players in the airbnb business and mostly let go of the small fish.

They also penalize me with non-super host and low acceptance rate because I have to do 30 day minimums in San Francisco.2nd Address.

And, what ever happened to being penalized according to the severity of the crime?

When running various rent price (income) scenarios to see the impact on your monthly cash flow, you are "penalized", in a sense, for increasing the rent price.

If not paid back, it will be considered a distribution and you will be penalized and taxed. 

Do you think we have any chance to get our damage deposit back and not be penalized for leaving early?