He confronted (and still does confront, present tense) the hand he was dealt with dignity and a “no excuses” approach.

I've bought a couple sub-to's in the past and about to close on one next week. 

They offered to give me a credit on a future loan.

Then offer the creditor a percentage of this amount as settlement in full.  

Maybe one the contributors on BP will see your message and start something like that.  

But if your goal is to leave your day job soon, multi family will offer more cash flow typically.

My son is working on his first SubTo real estate deal in Crawfordville, Florida, and I'm hoping to find someone in this community who can offer him some guidance and support.He's eager to learn and navigate this process successfully, but could really benefit from the expertise of someone with experience in SubTo transactions.

Why would they offer you 5% for 20 years?

You run the numbers on the project and stress test it.

Often, traditional lenders offer better rates, which can significantly improve your profit margins.2.