Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here
Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.
x
Results (10,000+)
Jonathan Greene Are the forums on BiggerPockets getting worse and worse or is it just me?
23 January 2025 | 52 replies
Beyond that it's not in my nature to complain; I just like to identify problems and solve them, and if I can't solve them then either accept them or move to greener pastures.  
Stephen Fleming Newbie Plan. Thoughts?
14 January 2025 | 9 replies
.- So, you may want to consider locking in an interest rate via a 2nd mortgage.Do you have reserves for unexpected expenses?
Jose Mejia refinancing a property from hard money lender
19 January 2025 | 15 replies
I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).
Rafael Valdor Are there red flags in PM agreement?
20 January 2025 | 2 replies
The Manager reserves the right to terminate this contract with thirty (30)days written notice.2.
Matt Agnew Using funds from an SDIRA for real estate purchases
20 January 2025 | 7 replies
Probably not enough the IRA to own real estate given reserves needed and such.
Morgan Vien I live in CA and am buying a rental property in OR. Advice on LLC + Taxes
27 January 2025 | 8 replies
Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.
Saul Vargas I have $150k and equity on my home, looking 4 a property with some cashflow.
21 January 2025 | 11 replies
I can do that for you if you are properly prepared with reserves and credit.
Mitch Smith Top Renovation Trends for 2025: Designs That Our Buyers Love
10 January 2025 | 2 replies
Today’s buyers want spaces that flow naturally and maintain functionality.
Todd David Crouch Self Employed or W2??
12 January 2025 | 4 replies
These need 20%-25% down, require a 680-700+ credit score, and 6 to 9 months of reserves (reserves are payments in the bank). 
Collin Hays Top 10 guest calls/complaints for 2024
12 January 2025 | 14 replies
#10)  The birds provide a free, natural alarm clock!