I read that one of the requirements for getting your second FHA loan is having a change in family size. Has anyone gotten a 2nd FHA loan this way or know of someone who has?? I'd really appreciate any and all helpful ...

Me and my wife currently have a sonyma fha loan.I have no other dti except for my mortgage payment.

They had a upgrade that synched your mortgage lenders with your ledger.

We rented the property for $2000/mn and had a private mortgage of $743 How did you finance this deal?

Quick question on those who have done seller financing:- Buying a 0.3 acre downtown fort lauderdale multi family, negotiated an around 1M price w lot of development rights, double lot. seller got it way back early 90s for pennies- got good credit 800+, w2 job etc put 40% down and mortgage bank offered 6.62% 30yr fixed (CF negative as this would make current rent roll not too much compared to the PITI)- property is in ok condition, needs 20-30k repairs which seller OKd, and all 3 tenants are month to month, pay bit under market but also ok- seller would like to do seller financing, interest only at 5.75%, 30yr amortization at 7yr balloon (CF would be positive) - id be paying some principal as well, just to grow some equity- buying this deal for the future development of the area (las olas, kushner broward crossing) so not really worried even if we overpay for it now, but never done creative finance as i always relied on a strong W2 job to get good loans but obv im used to 3% 30yr rates from covid times not this 6+ environment..Goal is to hold the property 3-5yrs, and then actually develop it or sell half the land / refinance, pull out HELOC if it appreciates.Questions:1) What does he know that i dont? 

regular mortgage How did you add value to the deal?

This is going to bring my mortgage payments to around $2.3k per month. 

Debt Protection: If you have mortgages or private loans, a life insurance policy can protect your family or business partners by covering outstanding debts in the event of an unexpected passing.4.

That's including high Baltimore property taxes, expenses, mortgage, etc. 

Quote from @Patrick Roberts: Angel oak and A&D mortgage are two of the bigger lenders that I know of who will do 2nd's on investment properties as of a few months ago.