The moral of the story is, with real estate, there are many things that can happen completely unexpectedly.

Quote from @Mario Morales: I have a feeling, and I could be wrong, that Loan Originators have a good sense of whether you'll be approved for a mortgage loan or refinance.

Quote from @Mario Morales: I am currently working with them, not sure if I will continue, as there has been some unfortunate issues with the LO out for a week, then their license in Illinois went through the renewal process.

My local power company has a program where they can lower power consumption to a property(ies) to prevent the grid going down during high power usage surges. 

The agent that signed those contracts has a legal and moral obligation to explain the contract to you, which would have answered your questions.

. $250 all in all after one month, my total expenses were: $6253.45That is not included some expenses I had not included here (Washing machine fix, landscaping, etc)The moral of the story is that S*** happens.

The moral hazard is that the owner’s and the manager’s interests are not always aligned.

All I have to say to you Scott, if you are reading this, is, if you measure the growth of your enterprise by the number of lawsuits filed against you, your morals, ethics and values are grossly flawed.

Quote from @Mario Morales: Anyone attend this event before and have any feedback on the value.

I I learned how to fly years ago in about 10 hours I soloed.. but I was not licensed I had a student license after passing physical but you still needed to take the big test and a flight test to be legal and get your wings.Real estate for most folks is their most important or biggest financial asset they have or will have and now you have all these unlicensed yahoos running around with little to no education many with very suspect morals etc .. trying to bring buyer and seller together for compensation..