(on paper it looks so, but maybe I missed something?)

You are missing a massive audience by not going on the Mls.

Choosing a solution like that means missing out on significant opportunities to free up your time for what you do best while also foregoing the expertise of a tax professional who could provide substantial benefits—potentially saving you thousands of dollars.

I want to make sure I'm not missing something.I can withdraw penalty free from prior Roth contributions and 5+ year old conversions, an inherited tradtional IRA, an HSA with prior medical receipts, among several other options.

Yet when The Mortgage Shop openly admits that my loan fell through the cracks due to staffing issues, I was given misinformation regarding my rental analysis, and as a result missed my window to back out of the deal — not even an apology, at least not until I wrote them and asked for one.As a result, despite my previous loan with The Mortgage Shop, I do not recommend them.

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

A lot of the cost is associated with the drive to get out and back to our lake house.If your friend isn't listed on VRBO, she is missing out on revenue and bookings. 

I understand I wouldn't get the benefit of tax deductions, but what else am I missing that makes this a good deal? 

You also get peace of mind knowing it's done correctly, that you're not missing any deductions and that you won't get audited.Good luck. 

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.