I did the math...Loan Details200K30 years4% interestStarts on March 1, 2019With Nothing ExtraLast Payment = (2/1/2049)  360 monthsTotal Interest = $143,739.02Strategy A:  Extra Principal = 1K per MonthLast Payment = (8/1/2029)  125 monthsTotal Interest = $45,007.70Strategy B:  Extra Principal = 12K per YearLast Payment = (3/1/2029)  120 monthsTotal Interest = $42,213.1The idea of using a simple line of credit (HELOC, credit card, or whatever) to make large payments on the the principal of your amortized loan in an effort to reduce the total interest that accumulates does work. 

So your not scheduling anything else after March?

I was waiting to do my previous years bookkeeping until March each year.

Quote from @Johan Soto: Hello All,I am on the same boat as you i closed on my first property with MI on march 22, up to this day 7/14/22 is not yet rented.

As to how much I put in I originally put in exactly 4% of my net worth in March.

The others will be cold, grey and wet from roughly November to March/April.  

When I rented the first unit in March I landed a quality tenant in the first 2-3 days.

Here’s what you need to know about the new squatters bill in Florida and how it impacts property management in Florida.Overview of the New Squatters BillFlorida Governor Ron DeSantis signed HB 621, the new squatters bill, into law on March 27, 2024.

My crystal ball tells me that if all goes well, we should see stabilization of rents and sales prices somewhere between March – October.

If you are graduating from Medical school and starting a residency, typically you will match in March and get your contract in April/May.