RE Agents/wholesalers, insurance agents, title companies, contractors, lenders etc. 

Financing Strategies – I’d like to put 15%–20% down—what’s the best way to secure a loan with manageable terms?

(6) no title insurance?

Refi the house so they can continue to live in it, they will get the best loans on their primary residence.

I came across some critical information today that I think is important to share with you:In the aftermath of the LA fires, it has become evident that some homeowners’ insurance claims have been denied or disputed because the property title was held in a trust, but the insurance policy was under the individual homeowner’s name.This serves as a valuable reminder to review your insurance policies and ensure that the ownership structure on your property title matches the named insured on their policy.

As Shawn mentioned above insurance is going to be a HUGE deal in Gainesville as well as HOA's.

Plus the mortgage company probably calls the loan, and if you can't pay it off then you can lose the property.

Hey Mario, We're doing several rehab loans right now...mainly in Pinellas...on Hurricane Milton-damaged homes.

Thank you to @Owen Rosen for helping me with the insurance on this one.

Lenders assume more risk with a higher loan-to-value, so to compensate they'll charge more in points, loan level price adjustments, etc.