So I am left getting a policy with a non admitted carrier for likely 2-3x the price for less coverage.

If I had to leave a takeaway from this post before getting too far in it would be that whatever goals are had you have, we have these goals for a reason and typically it does not go exactly as planned but even if it doesn't go as planned, we can pick up where we left off and give it a fresh start.

This was after I left 23 real estate seminars without signing up for any of them. 

If you're left with $107k across all 3 units after ALL expenses are deducted (some people don't include PITI when they discuss NOI) then I'd say it's darn good.

Right now it feels like we are aimlessly investing, and it makes it hard to see the end goal and even harder to see how to get there.   

Thank you and right you are.

Yes BP is the right place.

And you are right.

I have a 5 bed/3.5 bath brick home in Madison, AL. 4100 sqft on a VA loan at 6% with a remaining balance of $404,000 roughly; 28.5 years left.

Then wherever the water is getting discharged off of the roof, that what water is getting at least 4-5 foot away from the structure before it is left to drain with gravity away from the property.