Do you have a partner or kids to consider?

I also probably wasn't as educated as I should have made myself, so I'm sure there were decisions that could have been handled better.Part of the reason I wasn't willing to deal with the hassles was because I had 3 young kids. 

In addition to being a lender, I am an investor as well so if you want to give me a call so we can discuss your numbers, I'd love to help you out!

However, our tenant turned out to be problematic—late payments, issues that led to an eviction, and additional repair costs before we could relist the property for sale.Now, after months of making mortgage payments out of pocket, we finally have an offer.

When you move forward, they should provide proof and name you additional insured.

As for valuation, I see no reasons why a Junior ADU would negatively impact additional housing unit.

I have wanted to get into flipping houses and building houses since I was a little kid. 

In addition, you've got your HELOC on your primary you'd have to be paying back also.

Staying local and house hacking—especially now, before kids—gives you so much flexibility to set yourselves up for long-term success.Your financial foundation is super strong, and house hacking a quad sounds like an amazing first step for you two.

No kidding.. each Jurisdiction is unique..