@Jesse Doyle:I also think it was a series of hoops to jump through, because when I told the lender(s) what I wanted to do, they looked at me like I had an arm growing from my forehead.  

We have all asked something that later we smacked our own forehead for.

(Slap to forehead). 

slap to my forehead!

Most of the people I know that are financially challenged read plenty of Hollywood magazines and celebrity blogs but would put a big "L" on my forehead for reading (listening) to what I read. 

(If you didn't negotiate for this, smack your forehead now).  

This person also told me he didn't want his parents knowing about his issue which is why he did this online (like I have stupid tattooed on my forehead). 

Even with the constant forehead banging with what's being legislated, however, somebody would have to convince me that Silicon Valley has lost its tech luster, or we've got an actual solution to the housing supply issue (hint... we're never going to) before I believe the market hit would be longterm. 

Indeed, today's session contained such example: "imagine bringing a sticky note with "You are fired" on it to pin it on your bosses forehead!"

*wipes sweat from forehead*I'm in the middle of a deal where that is lynchpin.