It's so nice to have that safety net.

We have not disabled ours or converted to gas, but Tenant must sign a Fireplace Addendum stating if they use it, we require a higher renter's liability policy with us as additional insured, rules on wood, storage, use, safety, they pay for yearly professional cleaning each year they are there, etc.  

In one of the 3 fundamental human needs (food, water, shelter).

The indoor malls that simply offered shopping and a food court are the ones dying off.I've seen some malls be demolished and replaced with high-density single family developments. 

However, the reality is that a tenant can break their lease at any time by just not paying and the owner will lose that income; so a lease is just a false sense of safety. 

Quote from @Scott Mac: Safety - Inherit a fully paid for SFH, in decent condition, in the neighborhood you live in, and rent it out to long term tenants who you are comfortable with.

If it wasn't housing, food, or transportation, I didn't spend money on it. 

You’re pretty much admitting it’s not about safety.

There are some good food spots around here.

Money left over should be placed in reserves until you have an appropriate safety net for your particular portfolio.