Properly repaired, you should see no value decrease.

Unfortunately, not only is the Orlando property losing money every month, but it has also decreased in value since I purchased it.

"Limited supply due to tough zoning and restrictive permitting process, high construction costs, and expensive dirt, and population increases (guess AI hasn't gotten the memo that population has actually decreased)". 

If rent does not increase at the rate of inflation, the cash flow decreases overtime.  

If the investor is looking for both appreciation and cash flow; they need to be looking at cities/markets with growth (population and jobs), along with a consistent decrease in crime (all over the past 2 decades). 

early/prepayment only decreases the income/value of the pkg. 

The reality is we'll likely face the hardships of a (significant) decrease in spending and overall policy will be prohibitive at first.Feel like things will go 2 step backwards, 1 step forward.

If expenses are low relative to income, the cash on cash decreases when down payment increases (10k column).

There was very little immigration before 2016 for a decade and workforce decreased, and since then, there is a net gain of around 1.5 million.

But some are getting more money in unemployment ($600 / week federal money for 4 months on top of state money) and then decreased to ($300 / week federal money) and still refuse to pay a single penny.