Quote from @Vincent Pflieger: Hey everyone,It’s tax season, and I’m trying to figure out the best approach for my situation.

That’s where FHA 203(k) renovation loans or conventional rehab loans can help if you're open to buying a fixer-upper.If you're looking for the best deals, consider:Off-market properties (direct-to-seller deals, pre-foreclosures, or distressed properties)Motivated sellers (estate sales, job relocations, or divorce situations)Homes sitting on the market longer than usual (price reductions can signal negotiation opportunities)House hacking (buying a small multi-family or a home with a rentable unit to offset your mortgage)San Diego is competitive, but good deals still exist—it just takes persistence and the right approach.

If so what is your approach desktop or...

Thats exactly the kind of information I was looking for, I wanted to have something to approach partners with and that is very similar to a structure I found posted on another forum. 

So, again, an opportunity to take on less risk initially to get the learning curve out of the way.Bottom line - your approach doesn't have to start out one or the other. 

I’d love to get your thoughts on this approach!

They can give you a more tailored quote based on the specifics of your deal.Would you like more guidance on how to approach this with a lender or additional details on any specific part of the process?

I appreciate your proactive approach to connecting with fellow investors.To answer your questions:• Introducing Yourself: I recommend crafting a brief yet detailed introduction that highlights your unique experience and the markets you serve.

Will this deal impact how you approach CRE investing?

The advantage of this approach is that it minimizes the risk of CRA scrutiny while still providing a layer of liability protection.