The banks still want a good or excellent score even with too much collateral, it's a shame, things everywhere don't seem to be looking up anytime soon for most Americans.

I'd add a late fee to the lease renewal, but if they are struggling to pay rent now, when the baby comes, they will be down one income for a bit and then have child care, so will likely have more problems. 

(BTW - The NET loss was about 700 people per day.)Newsweek - More Americans left California between 2023 and 2024 than any other state across the country, according to new data released by the Census Bureau.The Golden State lost a total of 239,575 residents to other states, the largest net domestic migration loss in the country over the past year.

Also  American association of private lenders is one trade group,Thanks for the response, Chris.

Texas is also the poster child of land in the path of progress richs being made. 

Yes the average American income is barely $60,000 and most of people on bigger pockets make more than that and a lot of people make that much in a month. 

When a child LLC (disregarded entity) is used to hold each property, and all of the tax reporting is done on the tax return of the parent entity, does each  individual child LLC need to file the BOI Report, or only the parent LLC? 

I'm of the idea though that now is a great time for Americans investing internationally (because of our inflated US dollar).I know I'll be giving $10K to FIRB.  

I wonder if this would eventually make CNBC's American Greed? 

I agree that there’s a fine line between aggressive but legal vs. reckless and punishable.I saw this gem from Will Rogers:  “The income tax has made more liars out of the American people than golf has.”