Customer service revolves a lot around maintenance, answering the phone or texts promptly, and resolving issues in a timely manner.

I assume the OO rules have changed a few times since I personally bought a HUD home as owner occupant... from what I recall the HUD discussion of OO certification was revolving around INTENTION to occupy.

In some cases paying off a car or credit cards can actually hurt or lower credit scores due to a lack of credit or no revolving debts.

1) You don't want to start playing a game that involves (and revolves around) debt by not paying one you already have.

Quote from @Cam Schwartz: Eric, you're absolutely correct.

Here are some differences between the two to consider: HELOC: It's a flexible, revolving line of credit, allowing you to borrow as needed and pay interest only on the amount you use. 

Trail cams are small cameras typically used by wildlife photographers or hunters but I use them to capture license plates. 3.

Well done Cam!

It seems that your association property manager is lacking.Normally what a CAM (community association manager) does (and there is some variety to di depending on the agreed role) is run the day to day affairs for the board while the board makes decision on reserves and budgets, choosing a vendor after getting several bids, etc... 

I was supposed to close yesterday and the Notary cam for $4k more of what I agreed.