I came from doing everything self motivated and always had a battle with all the things i do in life, and continue to try and cultivate positive self-belief.

Part of the reason for this is that this past year was a tough year for my Dad, as he lost his father, and there was an unfortunate legal battle (which has since calmed down), with an unfortunately uncommunicative sibling in charge of the estate. 

If you're successfully setting appointments, then kudos to you because this is 90% of the battle.

I have family in Battle Creek.

Im sure going after the city would really only be effective in a civil class action law suit where there is enough people and $$$ on board.Over a 6-12k fix, and battling the city alone you'll spend more money and time IMO. 

That's why it's better to establish a relationship with an eviction attorney now, especially if you anticipate a possible battle with one of the tenants down the line.It's certainly good that you're asking these questions now.

Currently, I don't have any second mortgages or helocs because the idea of keeping track of more than one mortgage per property has been a tad daunting and decreasing my cash flow at the moment is something I'm battling mentally with.

Rate will definitely be higher and you may fighting an up hill battle when it comes to DSCR.

I’m now battling a civil lawsuit (that I wasn’t informed about) thanks to Home 365 dropping the ball on a tenant issue and they’re not helping.

This is because 1) their case is bogus 2) they know they are in for a battle (I suspect they even know they are likely coming out looking like $hit).You can either pay the extortion or not, but if you pay the extortion I suspect you will pay again in the future like the victims of the extorting police officer.