@Mike TashmanOK - a couple reactions - cash flow is extremely difficult right now without a creative strategy. 

I am allergic to "builder beige."

The tenant is now claiming a severe allergic reaction to the mold, dust, etc. from open construction areas.

Whenever I see the words beginner and house flip, my first reaction is don't do it.

If you are all-in, not with just your own money and BofA's money, but also with 100 people who are not good with money (or just who are unlucky) and something hurts your market, or a few of your properties, then a chain reaction can wipe out and devastate many lives.Losing "OPM" is not risk-free for the person leveraging OPM.

Unfortunately I am actually allergic to dogs and they really trigger my asthma.

Unfortunately I am actually allergic to dogs and they really trigger my asthma.

Unfortunately I am actually allergic to dogs and they really trigger my asthma.

Because they WILL tell other tenants and the other tenants reaction will be "Oh damnnnnnn". 

@Michael Plaks Once again, illustrating that BP has got to start offering more reaction options beyond "vote!"