As for valuation, I see no reasons why a Junior ADU would negatively impact additional housing unit.

1) Renting garage units2) Additional Pet Fees3) Adding flooring insulation in the upper unit led to improved efficiency and sound reduction for lower tenants.

Should I just save that additional tuition money and put that towards my first investment? 

We have a big place so it is families and groups.I do ask guests before booking if they are celebrating any special occasions and I will add some extra things to the welcome box that fits if I can.

In addition, the Grantor will probably be required to sign the same seller's affidavit that are needed for a non DIL closing. 

Furthermore, whole note investments benefit from an additional 0.5% annualized yield and are entitled to a share of any extension fees charged to the borrower."  

If you can add a legal ADU at $25k in the Austin area then you should add it.  

If you own a 2-flat with an additional non-conforming garden unit (basement) being rented, and you're considering a cash-out refinance, how will the lender evaluate the rental income?

The following is not to express any level of happiness or unhappiness with the build:Received change orders totaling $14,970 for 18 additional loads of fill dirt over allotted amount in contract (fill dirt arrived in December 2022), 7 loads of septic sand over allotted amount, and rock excavation at the septic site.

I've seen lenders miss this and blow up loans on several occasions, and Im getting a little of that vibe here.