Best wishesAgain, thank you for sharing, but if you think any kind of BULLYING is "good" BULLYING or to be considered "light" BULLYING, then I would urge you to do some research on the statistics and the subject. 

We calculate rent plus all debt payments as a percentage of gross monthlyincome.Our underwriters strive to analyze and balance all the information above to determine the statistical likelihoodof a tenant paying their rent on time.ApprovalOnce an applicant is approved, we require a nonrefundable Holding Fee to make sure they are serious and don’tchange their minds.

Specifically, is there a statistical difference in the likelihood of actually acquiring the physical property versus simply earning interest on the debt as a financial investment?

I guess I am in the wrong so my bad on this.Perhaps I am coming from a perspective of a conventional strategy where banks  barely interact with their borrowers and treat them like a statistic on their Excel spreadsheet - again my bad on this.

I noticed that these statistics are based on Myrtle beach only which has about 37k population and does not include the broader Myrtle beach Metro area which has about 410k population.

That statistic is an indicator that local industry wages can't hold up to home valuations which is a recipe for disaster in my eyes.

That's what the statistics overwhelmingly show.

Chart is from FINRA data on their Margin Statistics page. 

I have not seen any statistic on what percentage of the tenants that did not pay during this eviction moratorium ended up paying the back rent but believe it is a very small percentage (unbeliever <5%).  

When the California legislature passed tougher anti-crime laws in the 2000s, the legislators knew they wouldn't work (based on Justice Department statistics), but elected officials have to do what the voters want if they want to keep their jobs (assuming the Supreme Court is OK with the legislation).I believe each person is an individual and should be treated as such.