At a 7.5-8.00 interest rate you may be able to break even on a dscr loan.

I’m looking into buying a rental(s) in this area.

One more thing I should address:  Installing cameras inside of a residence with other tenants can be a HUGE legal violation.  

Similarly, if you put several Class D tenants in a Class A 4-plex, what do you think will happen to the property?

I am trusting you have it set up with a service. 

This is a good opportunity in a strong market, and with your excellent credit and HELOC funds, you’re in a great position to make this project happen.

Many judges would feel you got paid even if no cash was sent to you.I could see this potentially working on a higher-end property that it in excellent condition with a Grade A tenant.  

We have almost exclusively residential but have a few small retail rentals.

It's a great place to meet people and learn.

I am a buy and hold investor.