For example in a hot area of Houston I have a 30 unit. 20 of them are in a courtyard and 10 face the street.

Hi, I do industrial in North Texas as the PM and broker.

I am in a similar boat as you, I currently have 5 properties about an hour north in Sheboygan County. 

Local references are invaluable because those lenders have proven themselves in your market.Work with Reputable Companies: Some well-known DSCR lenders with a solid reputation include Lima One Capital, LendingOne, Kiavi, RCN Capital, Visio Lending, and Easy Street Capital.

I've closed a bunch of loans with Kiavi, Roc, and a few with ABL, I also closed with RCN, Easy Street, Lima One, and some smaller private lenders.I've come to the conclusion that the experience at the lender is not globally good or globally bad. 

@Robert Spiegel Great question, and it’s always a balancing act when dealing with long-term tenants who’ve been fantastic overall.Based on my experience managing over 1,200 rental homes in North Texas, including areas like Dallas, Fort Worth, Plano, and Frisco, here’s how I would approach this:Cleaning Charge: While $540 may feel steep, it can vary depending on the size of the property and local market rates.

With small multi-family, be careful with the neighborhoods in Indy as it is very street by street in some areas.

I am just north of Boston.

All the high tech stuff is happening north of Bend by Redmond and east.

I own a house in North Port, Florida (right on the border of Port Charlotte).