Well, the issue I have with FCI is the referenced complaint by the HO is the account I opened with FCI in 2014.

Homeowners Insurance - The HOI was a lot higher than anticipated.

The HOI would not cover everything, due to the presence of polynutylene pipes, so it has a water damage exclusion clause in it.  

Otherwise my normal HOI would cover even the unit below me if a pipe were to burst. 

@Jimmy Ho I am free the 29th and 30th if you want to find out about insurance options for commercial properties in the Milwaukee market.

Matt R.According to the National Association of Home Builders/Wells Fargo Housing Opportunity Index (HOI) , for nine consecutive quarters, San Francisco-San Mateo-Redwood City, Calif. was the nation’s least affordable major housing market.

@Uyenchi HoI think you are dong the right thing prospecting for cash buyers!

With lenders you must pay whatever fees and points they charge at closing.For HOI, that all depends on the size/square footage, type of property (rowhome, twin, detached, multi, etc.) as well as the location (proximity to rivers and creeks may require flood insurance).

We have been trying to get homeowners insurance for our new short-term rental property for over 6 weeks with no luck.anyone here to help? Please reach out if you have a solution. Much appreciated.

Quote from @Hoi L.: If your lease states that water is included in the rent, then I feel you are responsible for it.