As for offering subject-to financing, this is something that can be advertised under 'seller financing' in our local MLS, and there's investors that search specifically for listings with that marked, so that should introduce your property to a new set of buyers that may not have considered it before.

Mainland banks can not finance in PR. 

I love a good creative financing transaction when done safely and ethically.

They gave me decent terms on financing the rental and providing rehab funds but it did not make sense with me being so close to finished. 

Quote from @Mary Holland: I'd love to hear about your experiences and how they compare to other types of commercial real estate financing.

Note origination where the borrower owns multiple properties with little or no debt, needs a loan for an acquisition, but can’t produce proof of income sufficient to get institutional financing.  

These methods involve securing financing, identifying suitable properties, and overseeing renovations.

Given that the seller is financing the deal for the 2 years and then the plan is to re-finance it with a bank, I am having difficulty producing such financial analysis.

Quote from @Jerry Velez: Hi Community,I have been thinking of some creative financing ideas and this one has been intrigued.

Creative financing options like seller financing or assuming a low-interest FHA loan can also help you secure better terms.