You typically need up to two years of stable employment before a bank will loan to you.

Due to my W2 employment I cant have any bad/negative personal debt.

No loan officer is influencing me on how to commit loan fraud I did say that they did in fact inform me that I'd need to hold employment in the state.

Unprecedented levels of investment in private and public projects have made Kansas City a major entertainment and employment hub.The Kansas City economy is diverse with numerous employment opportunities and a growing population.

At some point, if your business takes off, the single member LLC gives you optionality to move to an S Corp (which typically means less self employment taxes). 

Also Solo 401k could be a better option for you if you're self employed with no FT W2 employees.   

.- Plan: apply this rate to pass-through and self-employment business income.

I had capital and employment and properties from the start.

They are farily easy and do nto require much to get started and the Max LTV is going to be 75% but I have seen some exceptions to 80%.Rates are subject to a few thing like loan amount, property type, number of units, credit score and downpayment.DSCR allows you to purchase with No employment and No tax returns so its a little easier. 

As far as waiting until you graduate: either option would work but I would imagine your biggest obstacle at the moment would be that you do not have a set record of wages from an employer.