If it is a larger bank/mortgage broker, you should be fine. 

I will assume positive intent here that this is not the experience you intend for your customers.

So far, I've rated Evergreen and FCI lowest based on a number of reviews on different platforms that have consistent negative reviews mentioning certain specific issues that I find concerning (this is after accounting for the inevitable disgruntled customer/borrower who gets unjustifiably upset).Are you able to share any of your information?  

Reach out to a loan broker with your exact info and the exact or at least type of property you want to buy and they should have options and opinions. 

I've been a solo broker for well over 20 years and can spot a serious buyer/seller very quickly. 

I use pricelabs and agree that Airbnb’s interests are with the customer not the host.

Supposedly, they connect sellers with brokers and homebuyers in each market.

I'm an investor and licensed mortgage broker.

Same broker team i used for the 1st one.

That's it, but a) print out a page for each property you think is comparable, b) make the list of repairs long and inclusive of everything you've done. c) Put larger items first like kitchen remodel......and don't just say 'kitchen remodel', list things like 'custom backsplash tile/Bosch appliances/recessed can lighting/pot filler/etc. d) Cite the price/value of the work done, and don't be afraid to be generous.